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It is more common than you think the money will run out, just the week before the new salary. Sometimes it can even be so bad that you lie minus. It can be for a lot of reasons that it is like this. It may be due to sudden unemployment, received an unexpected expense or that you have wasted a good amount of money with the money you had. This is a great reason to start saving money. It is good to have a buffer to remove if you need extra money a month. To save money allows you to get a financial security in everyday life. It gives you a sense of security. You may find it difficult to know how to save? We give you good savings tips! Make a budget The first thing to do is a budget. It is a good first step towards saving money. A budget shows where you get in and what you have in spending. There are many good templates on the web that you can use, but it is at least as good to make a compilation in an Excel or with paper and pen. Save money on your home A big item in your budget that costs a lot of money each month is your accommodation. However, you can reduce the cost of it. On the one hand, you can move to something cheaper or less. You may have a large residence with rooms you do not need. If you do not want to move then you may be able to bring in a tenant or share the accommodation with others. Then you can also take the opportunity to rent out the property if you travel away. Reduce your fixed costs There are some fixed costs that must be paid each month and these are difficult to "get rid of", but they can be reduced. This by comparing different options so that you find the very cheapest option. For example, the fixed costs include insurance. You can compare different insurance companies against each other to find cheaper than you have today. Another thing is electricity, which is often a variable cost, depending on what kind of electricity contract you have signed. Electricity agreements can also be compared. You should also review your subscriptions with broadband, TV and telephone. It can differ a lot in what it costs each month. Same with music services like Spotify, TV services like Netflix and HBO or other types of services and membership Save money on food Food is a recurring cost that you have every month. Eating must be done, but it does not have to cost as much. Don't eat out every day, rather bring a lunch box to work. Then you can also reduce your food costs by shopping at a discount, or shopping online. Other good savings tips Another way to save is to compare prices as soon as you buy something. It can differ a lot in different stores. Buying second-hand is another way to save! Then you can also sell things that you no longer use or need anymore. Also, make sure you choose cheaper modes of transport. Cycle and walk when possible. Pay bills on time and save immediately when pay comes It may sound like a strange savings tip to always pay bills on time. However, if you pay late, you may incur unnecessary fees or collection costs. Then, make sure that when the salary lands on the account, save away a sum right away! You can set an autogiro deduction on the date the salary comes in. You then do not notice this money but have them safely saved in another account.