If you need to buy something and you don't have the cash for it, credit cards will do the trick. Different credit cards have different credit limits and these will come in handy when you travel or make purchases that you can't afford to pay in cash. It's important though to keep track of your credit card charges and make your own records of purchases so you can check if mistakes are made in making the charges. Some credit cards do not offer any interest if the purchases are paid within a specific period of time like 21 days. This feature is convenient in purchasing groceries, for instance, and you pay for it when you get your salary. Some schools also accept credit cards as payments for tuition. In case you need cash, some banks lend money directly through your credit card. The interest, though, is somewhat higher. Credit cards are convenient to use and if you don't watch your purchases, your debt may accumulate and you may find it hard to pay. So credit cards could be a bane or a boon, if you know how to use it wisely. Since credit cards in UAE are so easy to acquire these days, it is possible to have more than five credit cards. If this happens, better take a good look at your spending because you might end up debt-ridden or bankrupt. Some countries do not tolerate unpaid credit card debts and before you know it the bank will automatically deduct from your salary the amount you owed, making you penniless. Choose the bank that you do business with. Read the fine print before signing. Different banks have different interest rates so choose the bank which offer the lowest interest rate like Agen QQ. Credit card service is most beneficial to women in Islamic countries since this will give them enough freedom to spend on what they want. Caution is still important in using credit cards. Do not abuse the benefits offered by credit cards because a good credit card standing is your ticket to navigate the world of business. Some banks do not accept loan transactions if you do not have a credit card record. In some countries, paying in cash raises a red flag, which means you are an illegal alien or doing some illegitimate business or you do not have a legitimate identity. So a credit card is some form of identification especially if you travel in the western countries. Report stolen credit cards immediately before they get maxed out. Do not lend your credit cards and if used by your children, the bank usually asks for identification or calls the owner of the credit card to verify if it was not stolen.